When Is the Best Time to Move?

It’s tempting to wait for the "perfect moment" to make your move, especially in today’s ever-changing market. Maybe you’re hoping for mortgage rates to drop or for home prices to decrease. But here’s the truth: trying to perfectly time the market is rarely successful.

There’s no such thing as a perfect market.

No matter when you buy, there will always be advantages and trade-offs. That’s simply the reality. If you’re skeptical, just think back over the past five years.

A few years ago, mortgage rates hit historic lows, and buyers rushed to lock them in. But the surge in demand caused homes to sell quickly, creating bidding wars and driving up home prices. Those buyers got amazing rates but faced fierce competition.

Now, while rates and prices are higher, the number of homes for sale has risen to its highest level in years. This gives buyers more options and reduces the likelihood of intense bidding wars. Once again, there are benefits and trade-offs in every market.

If you have a reason to move and the financial ability to do so, focus on leveraging the current trends that work in your favor. And remember to rely on a professional. As Bankrate puts it:

“The complexities of the current conditions mean that, now more than ever, it’s smart to lean on the guidance of an experienced local real estate agent. If you want to enter the housing market in 2025, whether as a buyer or a seller, let a pro lead the way for you.”

Navigating today’s complex market may feel challenging, but it’s achievable. A trusted real estate agent and lender can make all the difference.

• Your agent can help you explore creative options—such as considering smaller condos, fixer-uppers, or widening your search area.
• Your lender will guide you through loan programs and down payment assistance options, helping you find a path that fits your budget.

As Yahoo Finance says:

“Buying a house at a time when both mortgage rates and home prices are favorable is a challenge. You probably shouldn’t try to time the housing market . . . Buy when it makes sense for you personally.”

Bottom Line

There’s no such thing as the perfect time to move—every market comes with its own set of advantages and challenges. The key is to focus on the factors that work in your favor. With the support of a trusted real estate agent and lender, you’ll have the expertise and resources you need to make your move a reality.