• First-Time Buyers Just Hit a Record Low, Here’s What That Means for the Market,James Lynch

    First-Time Buyers Just Hit a Record Low, Here’s What That Means for the Market

    The National Association of Realtors’ 2025 Profile of Home Buyers and Sellers revealed one of the biggest shifts we’ve seen in years: first-time buyers now represent just 21% of home purchases—the lowest share ever recorded. Even more striking, the typical first-time buyer is now 40 years old, a si

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  • Would You Let $80 Stand Between You and Homeownership?,James Lynch

    Would You Let $80 Stand Between You and Homeownership?

    A lot of buyers are stuck in “wait-and-see” mode. Rates are hovering just above 6%, and many are thinking, I’ll jump in when they hit the 5s. And sure, everyone wants a better rate. But here’s the truth: that magical 5.99% isn’t the game-changer most people assume. Affordability is still tough — no

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  • Is the Housing Boom Going Too Far? Let’s Break Down the Numbers,James Lynch

    Is the Housing Boom Going Too Far? Let’s Break Down the Numbers

    If it seems like new construction signs are popping up on every corner, you’re not imagining it — builders have been hard at work. That’s led many to ask: are we headed toward another overbuilding scenario like the one before the 2008 housing crash? Despite the headlines, there’s no cause for conc

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