• Why Owning a Home Pays Off in the Long Run,James Lynch

    Why Owning a Home Pays Off in the Long Run

    Today’s mortgage rates and home prices might make you question whether buying a home is the right move right now. While these market factors are important, it’s essential to keep the bigger picture in mind: the long-term advantages of homeownership. Consider this: If you know people who bought a hom

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  • When Can We Expect Mortgage Rates to Drop?,James Lynch

    When Can We Expect Mortgage Rates to Drop?

    The question on everyone’s mind these days is: when will mortgage rates finally decrease? After years of rising rates and significant fluctuations throughout 2024, many are eagerly anticipating some relief. While it’s impossible to predict the exact timing or movement of rates with absolute certaint

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  • Sell As-Is or Renovate First: What's the Best Choice for Your Home?,James Lynch

    Sell As-Is or Renovate First: What's the Best Choice for Your Home?

    According to a recent study by the National Association of Realtors (NAR), the majority of sellers (61%) made at least minor repairs before listing their home. However, life doesn’t always allow for that, which might explain why 39% of sellers opted to sell their homes as-is instead (see chart below

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